A demand clause is an option protecting and benefitting the lender. It can be used to make the borrower pay their loan on sale of the property, rather than transfer their debt on the house to the buyer – this is also known as due on sale.This protects the lender when interest rates are climbing and he needs money to lock in higher rate loans.

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Paperwork and minimum requirements for a mortgage. Evidence of your mortgage or rental payments, such as canceled checks. It’s best to have at least the last 12 mortgage or rental checks. You will need a Certificate of Eligibility from the Veterans Administration if you want a VA-guaranteed loan.

2011 For the first six-seven months he has no income: begins to use credit cards to pay mortgage instalments. he paid little heed to the firm he was signing up to. “You know when you first come.

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Applying for a mortgage loan will be easier if you know what information is needed. Different lenders may have different mortgage requirements, but this post will cover the majority of documents and financial information you should gather. Scroll down to get started: Past: Tax, Residential, and Employment History

Did they sign up? Once a lead comes in, your intake person should be tasked with keeping track of the lead status so leads do not fall through the cracks. When we are asked to go into a law firm to.

You can’t beat the whole staff at, Royal United Mortgage I definitely recommend this Mortgage Co. above all the rest. John C., Lake Luzerne, NY Thank you Sophie you have made this loan process as simple and friendly as possible.

Consult Royal United Mortgage LLC for details on your specific transaction. Generally speaking, points are tax deductible when you are buying a primary residence, however we recommend you consult your tax advisor for information on limitations to tax deductibility.