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Reverse mortgage lenders generally charge an origination fee and other closing costs, as well as servicing fees over the life of the mortgage. Some also charge mortgage insurance premiums (for federally-insured HECMs). You owe more over time. As you get money through your reverse mortgage, interest is added onto the balance you owe each month.
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A real estate investment trust (“REIT”), generally, is a company that owns – and typically operates – income-producing real estate or real estate-related assets. REITs provide a way for individual investors to earn a share of the income produced through commercial real estate ownership – without actually having to go out and buy commercial real estate.
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If you fail to pay your mortgage in Florida, the foreclosure process will begin when your lender files court action and records a notice of a pending lawsuit against you. You’ll be notified by mail with a specified timeline that you’re required to respond by. If you don’t respond within the timeframe, the foreclosure process continues.
This free practice test will give you an idea of the types of questions that will appear on a real estate broker licensing exam. All states require real estate brokers to take an exam to get licensed. Such subjects as operation of a brokerage, contract
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