1% Down

Here’s how our new 1% down payment program works. This brand-new conventional loan program means that you can bring just 1% down to the purchase of your new home. Saving up a large down payment can take a lot of time, so this program can get you into a home of your own a lot sooner than you would have been able to otherwise.

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Saving for a down payment is often the hardest part in the homebuying process-but it doesn’t have to be. Since we started helping people into homes, Guild has been an advocate for affordable lending programs. We work with counties across the nation to offer over 500 down payment assistance programs that help you become a homeowner, sooner.

The maximum loan with 1% down is $424,100, which is the conventional loan limit. If you need to borrow over $424,100, the minimum down payment is only 5% down. Click HERE for more information on how to qualify for the 5% down conventional jumbo mortgage with No PMI.

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Do you think you don’t have the cash to make a down payment to purchase a home? How does a 1% down payment sound? Learn about conventional 1% down program.

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Looking for a Conventional, FHA Loan, VA Loan, or USDA Loan in Tampa, Hillsborough County? You may be qualified. A mortgage consultant from BD Mortgage Group LLC can help you determine which mortgage option is right for you.

A standard 20% down payment is simply unachievable for many young families just starting out in their careers. The housing crisis shut many of these homebuyers out of the market, as low-down-payment loans became as hard to find as the Loch Ness monster -.